FIAT Leasing vs Financing

FIAT Leasing vs Financing

Deciding whether to lease or finance your next FIAT can be a tough decision, let the financing experts at FIAT of Naperville help unpack all the pros and cons each have to offer. We’re here to help you by going over every option clearly, and will work hard to find the right plan for you. based on your lifestyle and budget. Learn more about all the factors in play when deciding to lease or finance, from upfront and monthly costs to investment incentives and driving restrictions. Once you’ve made a decision, be sure to browse our showroom and all our pre-owned cars, trucks, and SUVs inventory waiting for you. With competitive prices offered on every new and pre-owned model for sale on our lot, you won’t find a reason to visit any other dealership in Naperville.!

FIAT Leasing

Not looking for a long commitment? Leasing may be perfect for you! With a smaller downpayment, no depreciation stress, and minimal out-of-pocket expenses, a FIAT lease allows you the financial freedom to walk away with no strings attached after your term. If you enjoy always getting the latest stylings, technology, and innovations, be sure to explore all the latest simple and low-cost FIAT of Naperville Lease Specials waiting for you.

Leasing a vehicle allows you to drive the newest models without committing to ownership. With a variety of lease options, you can choose the term and mileage that best fits your lifestyle and payment needs. Additional lease pros and cons include:

Pros of Leasing

  • Lease payment covers only the vehicle depreciated value
  • Lease payments cost less than financing
  • Down payments are less than financing
  • Covered under the general warranty
  • Don’t have to worry about selling after the lease term
  • Get new technology and features
  • Multiple end of lease options

Cons of Leasing

  • Mileage limits
  • Possible excess wear charges
  • Limited credit building
  • No customize or alteration allowed

FIAT Lease-End Options

There are three primary options after the end of your lease with FIAT, each is stress-free and seamless from start to finish. The FIAT Lease-End Options include:

  • Get A New FIAT: Turn in your current vehicle, and lease or buy a new FIAT
  • Keep Your FIAT: Love your current ride? Why not keep it! You can seamlessly purchase or finance your current lease at a great value.
  • Return Your FIAT: Just follow the easy steps below to return your current lease stress-free.
    • Schedule your complimentary vehicle inspection
    • Decide if you want to make repairs or pay any damage cost
    • Make a vehicle-return appointment

FIAT Financing

Financing your vehicle allows you to make payments for your selected term. At the end of your term, you will own your FIAT and may earn equity. Best of all, you can customize your vehicle however you choose and drive as many miles as you want.

At FIAT of Naperville, we offer competitive financing rates and terms on our great selection of new and used trucks, cars, and SUVs. Our finance experts are here to guide you through the financing process and help you get into your new vehicle. Contact FIAT of Naperville’s finance team today or if you’re ready to start the financing process, you can fill out our secure finance application online. Additional financing pros and cons include:

Pros of Financing

  • Ownership and ability to sell
  • No mileage restrictions
  • Ability to personalize and customize
  • No car payments once paid off
  • Multiple lender options

Cons of Financing

  • Higher monthly payments
  • Higher down payment
  • Higher repair costs
  • Vehicle depreciation

Leasing vs Financing FAQ

Both offer pros and cons depending on your budget, lifestyle, and needs. Financing allows you to buy and own whereas leasing is like renting.

  • Warranty coverage
  • Latest technology and stylings
  • Available incentives
  • Mileage limitations
  • No customizations
  • Excessive wear cost
  • Not an asset
  1. Lease a new FIAT
  2. Buy a new FIAT
  3. Buy your currently FIAT
  1. Scheduling your inspection
  2. Review and make possible repairs
  3. Make an appointment at a dealer
  4. Complete a federal odometer/lease termination statement
  5. Pay any lease liability fees/charges
  6. Pay any additional charges
  • Ownership and ability to sell
  • No mileage restrictions
  • Ability to personalize and customize
  • No car payments once paid off
  • Multiple lender options
  • Higher monthly payments
  • Higher down payment
  • Higher repair costs
  • Vehicle depreciation

You can return your FIAT at FIAT of Naperville or any certified FIAT dealer.

FIAT of Naperville is located at: 1540 West Ogden Avenue • Naperville, IL 60540
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(331) 209-8090

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1540 West Ogden Avenue • Naperville, IL 60540

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Today's Hours:

Open Today! Sales: 9am-8pm

Open Today! Service: 8am-5pm

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FIAT of Naperville 41.772862, -88.185006.